What We Do

About Us

Please contact Team Heard to request a complimentary San Antonio Neighborhood Map Booklet.

We simplify the loan process. On average, Team Heard loan officers have more than 15 years of experience in mortgage lending in San Antonio, TX and the surrounding area. Please contact us with any questions you may have. As the cliche goes: "No question is a dumb question" and with a real estate transaction being one of the biggest transactions of your life, this can never be more true. We will show you the differences between loan programs, discuss interest rate options with you, teach you about the appraisal process, help you understand title insurance and the reason for a property survey, and simply put: we will give you knowledge to make an informed decision.

Read more of our frequently asked questions (FAQs).

Contact Team Heard at (210) 988-0372.

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Customer Reviews

Team Heard was extremely great to work with throughout the lending process on my new home purchase.

May. 11, 2019 by Chase H.
Poth, TX

First time home buying can be an extremely stressful process, and John and his team made sure to do everything they could to alleviate the stress in the best way possible. I strongly suggest Team Heard for your next home purchase.

This is the 4th time that I have used John and Team Heard as my Loan Officer.

Jun. 26, 2014 by John B.
San Marcos, TX

John is someone that I trust to give me accurate information, and does a really good job with estimating closing costs. He is always upfront with the financial information, and if there is any deviation from his projections he immediately contacts you so there are no surprises. I highly recommend John and Team Heard, and will continue to use them for any properties that I buy in the future. Thanks for your professionalism and commitment to the customer.

Nick and Team Heard worked diligently on my loan.

May. 01, 2020 by Johnny R.

They were very helpful on letting me know what they needed and where exactly in the process were by via email and app. Nick and team were very professional yet very friendly and easy to work with. We closed on time and now we have our dream home. I definitely recommend Nick and Team Heard to anyone looking to buy a home or property. Thank Nick and Team Heard. God bless you.

Team Heard did a phenomenal job in getting our home refinanced.

May. 19, 2020 by Michael M.
San Antonio, TX

Through COVID-19, they stayed in constant communication with us every step of the way. The process was seamless and very professional. Highly recommend Team Heard. Thank you, Mike and Angelina Martinez

Thank you Team Heard for helping us refinance our home during the COVID-19 pandemic and a financially challenging time for my family.

May. 02, 2021 by Angelina M.
San Antonio, Texas

They made the process as simple as possible, all the while keeping us informed on each step. Our questions were answered quickly and the whole process was so smooth. I highly recommend Team Heard!

Great team! I highly recommend Team Heard to assist you on your mortgage refinancing.

May. 25, 2021 by F.B.

They showed up all the way being supportive, responsive and diligent on addressing everything that was required to achieve the goal of getting things done. On top of that, the process was fast and without hurdles. If you are thinking on getting some savings under current low interest rates, I would strongly advice to look for them to make it happen.

Nick Perez was out loan officer and was a pleasure to work with.

May. 29, 2021 by Diedra C.
San Antonio, TX

No matter the time of day was always attentive to our concerns and questions. This transaction was fast and smooth highly recommend Team Heard.

Nick helped us with our refinance. He was very knowledgeable & answered all our questions.

May. 14, 2021 by Cherin T.

If he didn't know the answer he would ask a colleague & get back to us promptly. His response time to phone calls & texts were amazing! He gave the best customer service we've received in a long time.

Excellent customer service and professionalisms!

May. 03, 2022 by Felix L.
San Antonio, TX

The team help me in every step of the loan process in a very good manner and quick. Definitely will recommend to work with them!!

5 Stars

May. 11, 2022 by Alexander M.
San Antonio, TX

They are the best, very smooth and easy to understand process.