What We Do

About Us

Please contact Team Heard to request a complimentary San Antonio Neighborhood Map Booklet.

We simplify the loan process. On average, Team Heard loan officers have more than 15 years of experience in mortgage lending in San Antonio, TX and the surrounding area. Please contact us with any questions you may have. As the cliche goes: "No question is a dumb question" and with a real estate transaction being one of the biggest transactions of your life, this can never be more true. We will show you the differences between loan programs, discuss interest rate options with you, teach you about the appraisal process, help you understand title insurance and the reason for a property survey, and simply put: we will give you knowledge to make an informed decision.

Read more of our frequently asked questions (FAQs).

Contact Team Heard at (210) 988-0372.

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Customer Reviews

Great team! I highly recommend Team Heard to assist you on your mortgage refinancing.

05/25/2021 by F.B.

They showed up all the way being supportive, responsive and diligent on addressing everything that was required to achieve the goal of getting things done. On top of that, the process was fast and without hurdles. If you are thinking on getting some savings under current low interest rates, I would strongly advice to look for them to make it happen.

Dont change a thing!

05/20/2021 by Juan R.
Location: San Antonio, TX

Outstanding service and process that makes the home buying experience pleasurable…Mr. Heard was super attentive, very professional, and should be recognized for his work ethics and professionalism. Thanks!

Nick helped us with our refinance. He was very knowledgeable & answered all our questions.

05/14/2021 by Cherin T.
Location: Texas

If he didn’t know the answer he would ask a colleague & get back to us promptly. His response time to phone calls & texts were amazing! He gave the best customer service we’ve received in a long time.

John was awesome!

05/07/2021 by Maggie P. & Stephanie G.
Location: San Antonio, TX

The best, most professional, most knowledgeable and communicated better than any lender we have ever dealt with! Thank You!!!

Thank you Team Heard for helping us refinance our home during the COVID-19 pandemic and a financially challenging time for my family.

05/02/2021 by Angelina M.
Location: San Antonio, Texas

They made the process as simple as possible, all the while keeping us informed on each step. Our questions were answered quickly and the whole process was so smooth. I highly recommend Team Heard!

Team Heard did a phenomenal job in getting our home refinanced.

05/19/2020 by Michael M.
Location: San Antonio, TX

Through COVID-19, they stayed in constant communication with us every step of the way. The process was seamless and very professional. Highly recommend Team Heard. Thank you, Mike and Angelina Martinez

Great Job

05/17/2020 by Jake Y.
Location: Hill Country Village, TX

Thanks for your help!

Nick and Team Heard worked diligently on my loan.

05/01/2020 by Johnny R.

They were very helpful on letting me know what they needed and where exactly in the process were by via email and app. Nick and team were very professional yet very friendly and easy to work with. We closed on time and now we have our dream home. I definitely recommend Nick and Team Heard to anyone looking to buy a home or property.

Thank Nick and Team Heard.
God bless you.

I just want to thank you for all your help in this process.

05/01/2020 by Mark V.
Location: San Antonio, TX

You explained everything very clearly and were always very responsive. If anyone is looking for a mortgage, I will certainly tell them what a real help you were to me.

John and Team Heard did an outstanding job with the loan for my new property in San Antonio.

04/02/2020 by Thomas S.
Location: Texas

This is the third time I have used John and his team. They are punctual, organized, and have the best interests of the buy at heart, always searching for the lowest rate possible. I did not use them one time two years ago and regret that decision; I won’t make that mistake again!